The 2018 internship program was basically designed to prepare us with adequate hands-on skills learning in the field of Accounting and Finance. I was opportune to have my internship at Real Microcredit during my second year at the University of Professional Studies (UPS).
As an intern, working at Real Microcredit has always been about acquiring new practical experience and skills on daily basis. I gained these experiences through a number of duties assigned to me from my first day to the day the internship finally came to an end. My main duties were mostly in the Accounts and Operations Departments. Some duties performed include handling of petty cash, issuing of receipt to customers, filling of loan forms with customers, tracking loan repayments using the company‘s software just to mention but a few. Skills gained at Real Microcredit will help in my future professional life.
During my final year of undergraduate programme at the Graduate Institute of Management and Public Administration (GIMPA), I was opportune to have my internship at Real Microcredit in the year 2019. I was also privileged to be posted by the Government of Ghana to the same organisation the following year for my one-year National Service obligation. Working at Real Microcredit was a dream come true because I knew there was a lot to be gained on finance and its related affairs.
With a proactive spirit as an intern to learn new skills, I was trained on how to process loans using the loan application software, as well as receiving and briefing clients on how to acquire a loan. Other responsibilities were preparing of the imprest, assisting clients in completing loan forms, performing a background check on clients before loan disbursement, and actively reminding clients of their loan repayments. All these practical experiences I gained during my time at Real Microcredit will indeed help in my future career.
I worked as an intern at Real Microcredit in the year 2018 after graduating from the University of Ghana and awaiting posting for National Service. I anticipated working at the organization and expected to learn so many things about the financial sector since I didn’t have a business and financial background. True to my expectation, I learnt so many things ranging from customer relations, issuing of receipts, using a software to track loan repayment, reminding clients of their loan repayment and marketing business to prospective clients.
Team work, hard work and discretion were some of the virtues I also picked up from working at Real Microcredit. Although I spent a brief period at Real, I can say with confidence that I have some knowledge about money lending. In addition to that, I gained skills I believe will help me in my career and life in general.
“Without financial literacy, divorce rates soar, families rupture, and women stay with abusive men for financial security. A lack of jobs contributes to riots and illegal activity. Name any situation and it goes back to money. We need to focus on poverty eradication.”
In view of this, IEF, in partnership with Real Microcredit has created an initiative called Young People in Finance (YPF) to improve financial literacy and money management among young people, and it is hoped that it will ultimately become a key part of the national curriculum. Because without it, generations of people will most likely continue to live unfulfilling lives as slaves to money.
We at Real Microcredit also provide the rare opportunity to one senior high school student every year to feel the pace of finance in a supportive and collaborative environment with us.Learn more